Committed to your needs

Why Bay Mortgage?

The winning team of Bay Mortgage Services, Inc.

is always thinking ahead to develop innovative products and services that keep us in the forefront of the mortgage industry. Our “can do” attitude enables us to make mortgage lending a simple and enjoyable process.

Get fast answers

Trying to decide if now is a good time to refinance?

Check out our Refinance Mortgage Calculator.

Can a new home equity loan or a second mortgage lower your monthly payments?

Use our Debt Consolidation Mortgage Calculator!

Confused by all the loan programs from which to choose?

Our Loan Program page will help you find the right loan for you.

Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.